What began as a hobbyist-led mashup of “web” and “log” more than 25 years ago, blogs are now defacto media outlets in their own right, covering just about every topic under the sun and in every language on Earth. Personal finance blogs are no exception, and they remain one of the largest categories of blogs worldwide, with more than 17,650 up and running at last count.
Because personal finance is universal. It impacts each and every one of us and yet, at the same time, everyone’s experience with their finances is different. Fortunately, with more than 17,000 to choose from, there’s a personal finance blogger for just about every situation. Millennials dealing with debt? Check. Budgeting for military veterans? We have you covered. Looking to get started investing? There’s a lot to talk about.
Here are some of our favorites at Masterworks in no particular order. Did we forget any of your favorites? Let us know!
Funny name, big time financial advice. Mr. Money Mustache (aka Peter Adeney) is a financial blogger who retired, financially independent, from an average engineering job shortly after turning 30 (circa 2005) in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. His blogging approach is straightforward, attacking the mindless consumerism that defines America’s middle class today while re-teaching the traditional values of hard work and honesty as they apply to becoming wealthy in the modern world. For Mr. Money Moustache, it’s all about living a “frugal yet badass life of leisure,” and creating one of the most-read personal finance blogs of all time along the way.
Sam Dogen is the real deal. A 21-year finance industry veteran with an MBA from Cal Berkeley, he’s been writing about personal finance online since 2009 with a focus on real, actionable advice that anyone can use in their quest for financial independence. But it usually comes with a twist. Such as “Inside the Mind of a Gambling Addict,” and “Gain Financial Independence by Depending on Your Parents for Money.” There’s a reason the Financial Samurai is one of the most-read personal finance blogs in the world.
As with many successful finance bloggers, Money Under 30 founder David Weliver knows what works because he’s been there personally. He started the blog in 2006 as a way to document his efforts to pay off $80,000 of debt, and to provide a free resource to help other young adults make financial decisions with confidence. Previously with SmartMoney magazine, David today focuses on budgeting and savings strategies that work for those wanting to make better informed decisions about their money. How much insurance do you really need? What should you consider when choosing a financial advisor? Should you refinance your student loans? “Money Under 30” is here to help those under 30 (and beyond) address their very real financial concerns with very real solutions.
With a focus on “personal profit” rather than the more traditional term of “saving rate” for a person’s disposable income after expenditures, J.D. Roth offers a practical and straightforward method for establishing financial goals and determining steps to achieve them. Although he has no formal training in finance, Roth’s personal experience digging himself out of $35,000 in consumer debt helps him to coach others along a slow and steady path to financial freedom. Roth challenges the idea that skipping your $5 coffee is the only way to get out of debt or change your financial situation. Beyond saving money, improving one’s financial situation requires big wins, like renegotiating your salary, for example. He dispels quick fixes and instead encourages a long-term commitment to building wealth.
In a consumer-driven world that pushes families to add every trending toy to their online shopping cart, mother and wife Liz (aka, Mrs. Frugalwoods) describes an alternative, more simplified path to money and to life. Based on the personal story of Liz and her own family, who left the city and their 9-5s for a 66-acre homestead in central Vermont, this blog encourages readers to enjoy the present. It flips consumerism on its head, insisting that frugality can be liberating instead of limiting, insisting that wisely managing money rather than living to pay debts makes more things possible than ever imagined.
Oblivious Investor explains the basics of investing to beginners in an easy-to-understand way. Mike Piper, a Missouri Licensed CPA and the author of a handful of personal finance books, uses Oblivious Investors as a platform to engage novice to expert investors in better understanding and more effectively harnessing the power of investing to achieve wealth.
Paula Pant graduated from college and got a job. Although it didn’t pay well, she loved the work, and she thought that might be good enough. That was until she wanted to go on vacation and she had to request time off. The 9-5 made her feel trapped, and so she figured out how to ditch her day job and wants to teach her readers to do the same. According to Pant, you can afford anything, but you can’t afford everything. Perfect for dreamers who love travel, Pant helps readers to discover how to break away from the 9-5 using the resources that they already have (think, earning travel points) and launching successful businesses.
Taking his passion of entrepreneurship and escaping the 9 to 5 grind to the next level, Nick Loper created “Side Hustle Nation” as an outlet where he could share insights into the side hustling lifestyle. Being a former corporate employee himself, Nick shares his successes and failures and shares thought provoking ways to build your own nestegg, whether you it’s to totally escape the grind, subsidize your next debt payment, or just increase your skill set, there’s something for you on Side Hustle Nation!
Making financial freedom available to all is the mission of Grant Sabatier, and the name of his international bestseller, Financial Freedom. Also the Founder of the Financial Freedom Summit, Grant grew his wallet from $2.26 to a millionaire in 5 years. He has been featured in The New York Times, Wall Street Journal, BBC, Washington Post, NPR, CNBC, Money Magazine, and many others. Supported by editorial experts David Weliver, author of Money Under 30, and Kimberly Lankford, established financial journalist, Millennial Money deals head on with the dilemma that so many millennials find themselves in: is it possible to attain financial independence without working until age 65 at a job that they don’t love? It is, and this blog will help to show you how.
While financial independence doesn’t end with getting out of debt, it needs to start with it—and for someone deep in debt, that’s no easy feat. Grayson Bell launched Debt Roundup in 2012 after getting himself out of $50,000 of consumer debt, including auto loans and even a jet ski loan. But he knows well that avoiding debt and saving money doesn’t just mean steering clear of big financing—it also means saving every dollar. His blog is geared for people at all stages of the saving game, with posts covering everything from saving money and making extra money to paying off debt and investing. His advice is practical and small, describing everything from how to save money on Halloween costumes to avoiding Coinstar fees.
Educating individuals in making wise choices about credit and debt, investing, education, real estate, insurance, and spending is a worthwhile goal. Moneycrashers co-founders Andrew Schrage and Gyutae Park seek to do just that. With content ranging from rewards program reviews to investment portfolio advice and everything in-between, Moneycrashers has something for everyone.
We all know that technology influences our spending habits, but do we know to what degree? In this fresh take on money matters, author, speaker, and financial journalist, Kerry Taylor, explains the behavioral science behind our spending habits, specifically how they are influenced by social media. By helping readers to understand how and why they make specific financial decisions and how automatic so many consumer decisions are, she challenges readers to question and reassess their spending habits.
Money Done Right is a website devoted to helping everyday people make, save, and grow money. Headed up by founder Logan Allec, CPA and certified student loan professional, Money Done Right covers everything from simple money tips to how to file your taxes when selling a home. If you have a question about money, it’s likely that the people at Money Done Right have the answer.
When you spend more than you make or save, money can be a draining stressor. The Penny Hoarder addresses this by giving saving money a positive spin. Founded and led by former political campaign contributor Kyle Taylor, the Penny Hoarder was named one of the fastest-growing private media companies in America by Inc. 500/5000 for three years in a row. Using a mix of story-telling and innovative revenue-generation, the Penny Hoarder focuses simultaneously on budgeting, increasing earning capacity, and more effectively saving by making smart and thoughtful changes to our earning and spending patterns. The Penny Hoarder prompts readers to talk about improving money matters in a positive, feel-good way.
Founded by devoted husband and father, Adam Baker, and now published by Adam’s wife Courtney Baker and editor, Joan Concilio, Man vs. Debt is focused on eliminating barriers to a living a life of passion, namely clutter and debt. Their motto, Sell Your Crap… Pay Off Your Debt… Do What You Love!, underscores that by doing the first two, you will enable yourself to do the third. In doing what you love, you will find more fulfillment than in any of the clutter or stuff that you sacrificed to get it. Baker has since gone on story tell in the documentary, “I’m Fine, Thanks,” about settling for mediocrity.
In the modern world, money is both the thing that we chase and he elephant in the room that we aren’t supposed to talk about. How much do you earn? How much do you spend? It’s not polite to ask or tell. Created in 2004 by Jonathan Ping, the My Money Blog addresses the fact that money is taboo. Ping first launched the blog as a platform to post his first net worth update, including the details of his student loan balances, bank account, credit card balances, and 401(k) contributions. His transparency about his own personal finances allowed him to connect with and learn from like-minded readers who wanted to talk candidly about money. Ping has continued to publish his finances for more than 14 years, through major life changes including the birth of a child.
A less-than-traditional finance writer, Jay Monee sports a mohawk and tattoos and loves beer and hip hop. In 2007 when he found himself buying a house for more than $350,000 with no money down on a whim, he realized that spending money frivolously wasn’t something that made him cool. So, he started to track his spending. In doing so, he realized that budgeting helped him to feel more confident and, therefore, “more cool”—or sexy. In this lighthearted and funny finance blog, Monee describes how being aware of how much money you earn and spend on a daily basis can help you to proactively grow your net worth to achieve financial success beyond what you previously thought possible.
Devoted mother, Christian, and blogger, Crystal Paine, had an unusual childhood. One of seven children, her mother taught her how to coupon and charged her with meal planning, grocery shopping, and cooking for her family before she left home. These lessons learned early provided her and her husband the strategies that they needed to stay out of debt while she attended law school. And, in her blog, she helps readers to learn about how to use them as well. In addition to couponing, she provides tips and resources for how to make money by and taking online surveys.
A personal blog written by author Hayley Jayne, Disease Called Debt offers ideas for how to get out of debt, save money, make extra money, and build wealth. This blog covers everything from how to get out of a timeshare agreement to the 20 things people say that keep themselves stuck in debt.
John Schmoll learned the hard way what it was to live within his means after graduating from college with nearly $25,000 in credit card debt. He didn’t let his early mistakes define him. Instead, Schmoll went on to pay off his debt, become a successful stockbroker, and retire early. Now running his blog with his wife while raising their three children, Schmoll lives what he preaches about the joy of embracing a frugal lifestyle that facilitates financial freedom. Discussing everything from how to most effectively ditch cable to how to sell used appliances, Schmoll insists that frugal living is more about discipline than deprivation.
Student debt is a big burden for many millennials, and Robert Farrington knows it. Self-dubbed America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, Farmington founded The College Investor in 2009 to support new graduates and beyond. A blog dedicated to helping millennials climb out of their student debt and transition to building wealth, Farmington offers advice on everything from student loan forgiveness and how to land a flexible part time job to how to do your taxes yourself.
Self-proclaimed numbers geek, Jeff Rose, is a Certified Financial Planner, the CEO of his own wealth management firm, and the voice of his own podcast. Interested in the so what? as in, you have debt, so what are you going to do about it?, Rose has a big, action-oriented personality that carries through to his financial advice. His posts touch on everything from the top life insurance companies to the best business checking accounts and his blog is filled with practical advice and user-friendly resources that can help readers to better their finances based on their goals.
From a lower middle class, one-income family, G.E. Miller did what lots of millennials do. He worked hard, went to college where he worked part-time to help cover costs, and graduated. After lots and lots of applications, he finally landed his first job working long hours at a job that didn’t require a college degree for minimal pay. Realizing that he could hardly afford his expenses and accruing debt, he decided something had to give. So, he found a way to save more than 85% of his income and launched his blog more than a decade ago. Applicable for all ages, Miller helps readers to make conscious cost-saving decisions that make a big difference over time.
We’ve all heard the story of the person who graduates from school with student loan debt and manages to pay it off while blogging from a sailboat beside her rescue dog. That person is Michelle Schroeder-Gardner. She originally launched her finance and lifestyle blog to help track her own progress. It caught on, growing a following of more than 300,000 monthly readers. Not only does her blog offer advice for how to earn extra money and save it, it details how to launch a blog that generates income.
Founded by Hank Coleman, MoneyQandA is a personal finance blog which focuses on fielding questions from their user base to give answers to real life financial scenarios. With a Master’s Degree in Finance, and a Graduate Certificate in Personal Financial Planning, Hank is definitely qualified to tackle the challenge of guiding you to financial freedom, one question and answer at a time.
Art Ascent is a platform for emerging artists to both share and be recognized for their creative projects. Founder Olyvia Kwok believes that as art becomes increasingly accessible, specifically in retail and hotel spaces, it is increasingly becoming a strategic part of interior designs. Art Ascent facilitates exposure for artists and promotes a new way to think about art for commercial and corporate buyers alike. Commercial art = personal finance. Get it?
Just a few years prior to launching his blog, in 2014, Invested Wallet founder “Todd” was living in an apartment that he could barely afford, was strapped by an expensive car payment and student loans, and then lost his job a few weeks before Christmas. In his dire circumstances, he decided to informally educate himself about finance. By 2018, he was able to pay off his debt and build an impressive investment portfolio that allows him to live without the stress of debt or the chains of a cubicle. Quoted in publications including CNBC, Business Insider, MSN, Forbes, Yahoo Finance, MarketWatch, Fox Business, Time, and the Huffington Post, Todd encourages others to be self-starters who own their personal financial trajectories.
Brian Barnes spent much of his youth living with his mother on a minimum wage income. He worked hard through high school and college and resourcefully managed to get two advanced degrees with only $5000 in student loans. Barnes is a believer in the American Dream, and he shares his tips for avoiding debt and growing your net worth.
We each have the power to be our own financial expert, according to Carrie Rocha in her blog, Pocket Your Dollars. Rocha’s blog is designed to empower readers to increase their financial know-how in order to discover their own path to financial freedom. Rocha’s blog offers tools and comparison guides that help readers to make informed, money saving decisions. After all, we all grow our wealth or our debt one positive or negative financial decision at a time.
It’s easy to plan to save money for this or that. But, in day-to-day life, it’s easier to make decisions that burn our cash. Tushar Mathur’s Everything Finance provides financial resources that are relevant to all aspects of life, from investment strategies to shopping, traveling, and parenting. For example, how can you decide whether you should go back to school? How do you determine your household’s income needs accurately? This blog is rich with stories about individual experiences that demonstrate how financial advice can be applied. Its mix of financial expertise and personal knowledge not only helps readers to identify their financial goals, but also to determine how to achieve them.
Produced by Nancy Mann Jackson, DailyWorth approaches wealth-related topics including investments, career planning, and business opportunities, from a female perspective. Jackson’s blog is a financial media platform for professional women created by a financial female powerhouse.
Laura Adams has made a name for herself as a financial expert, or the “Money Girl.” Author of Smart Moves to Grow Rich and other popular finance books, as well as the host of a finance podcast, Adams’ blog and other resources help readers to assess and improve their financial situations. Adams believes that little changes make a big difference over time, and she wants to help readers make them.
Ryan Guina is not a financial planner, but he knows a lot about money. Proof? His blog, Cash Money Life, provides content on financial, business, and career topics, including tutorials, product reviews, and the impact of current events. Featured in the The New York Times, The Wall Street Journal, MSN Money, and Yahoo! Finance, Cash Money Life is a well-organized arsenal of thoughtful and comprehensive financial content.
Money is a tool that we can use to achieve financial security, or something that can bring our ruin. We all earn and spend money, and maybe we know enough to save and invest it. But, we are never comprehensively educated in a formal way on how to make it work for us. Dough Roller is relevant for anyone trying to better their financial situation.
Saving for retirement at 65 is so daunting for many people to the point that they cross their fingers and skip the details. Joe Udo, in his blog, Retire by 40, begs us to think differently. The blog follows his own retirement and family-life journey post-retirement at the age of 38. His blog offers useful articles on how to generate passive income and build wealth to make an early retirement possible.
Jacob Lund Fisker prefers an interesting life, and so a cubicle was never for him. In his blog, Early Retirement Extreme, he tackles topics from anti-consumerism and resilience, to wealth building to create a retirement that’s well, extreme. For Fisker, extreme retirement is not a means to an end, but a philosophy of freedom. In one blog, he describes how he lives on $7,000 per year. For the right reader, Fisker offers a path to a minimalist life.
Want to have it all? Want to have it all and not blow your budget? Self-described money nerd, Kelly Whalen, uncovers the benefits of frugality in her blog, The Centsible Life. A writer and mother of four, Whalen is always weighing money and time, her mission being to help women spend both better.
For Neal Frankie, Certified Financial Planner and a Registered Investment Advisor, money did not come easy. After dealing with financial devastation at a young age, he found the means to pursue a degree in accounting. The Wealth Pilgrim plainly discusses how to best manage financial matters in the worst of times. Where should one go to borrow money quickly and cheaply? Can you get a personal loan with bad credit? Does it ever make sense to take out a personal loan? The Wealth Pilgrim answers these questions and more.
Tanya Hester’s blog, Our Next Life, describes another non-traditional path to early retirement. Retiring early at the age of 38, Hester, along with her accomplice Mark Bunge, explore and memorialize their journey to retirement through frugal planning and thoughtful decision making. Hester’s blog has become a community where like-minded individuals with similar goals come together to discuss their paths and thoughtfully plan for the financial futures of their dreams.
How can a couple live on one income? If you could achieve living on one income as a couple, what could you do with a second income? Couple Money is a marriage-focused finance blog by Elle Martinez who helps couples to answer these questions.
Young professionals tend to have lots of debt and minimal financial literacy when they’re just starting out. Bridget Casey’s Money After Graduation is specifically geared towards these millennials, encouraging and coaching them to build healthy financial habits for the long-term. Beyond just the desire to pay-off student loans or start saving for retirement, Casey’s blog encourages millennials to embrace their entrepreneurial spirit and strive for financial and personal fulfillment.
After six years of active duty in the United States Air Force, Ryan Guina realized that there wasn’t a wealth of financial direction available for newly returned soldiers. In his blog, The Military Wallet, he explores the complexities of tracking and managing personal finances in connection with military benefits, small business opportunities, and other topics that are of interest to active military personnel, veterans, and civilians alike.
Money doesn’t have to be complicated, and Girls Just Wanna Have Funds is all about keeping things simple. And its founder, Ginger Dean, is a self-taught personal finance guru who might just have come up with the cleverest blog name on the internet. Her site is all about helping women manage their money, get out of debt and think about budgets and spending in new ways, without giving up on fun.
We all know what we need to do to lose weight: exercise, eat right, and be accountable. For many people, tracking how many steps they take, how many calories that they burn, and what they eat is how they finally find success. For Kimberly Bui, the path to successful finances are much the same. In her blog, The Financial Diet, she outlines how tracking every personal expense, saving effort, and even meal planning contributed to her own financial success. Her positive message is clear: you can build a fulfilling life on any budget.
Not everyone should need to be a major in finance or accounting in order to learn the best practices to building wealth. FangWallet was designed to be inclusive and offer advice ranging from all skill levels, beginner, intermediate, and expert, for any questions regarding personal finance. Their motto is simple: No personal finance question should go unanswered.
Stefanie O’Connell was 22 and living in New York City when she realized that she couldn’t live on dreams. She needed rent money. She wanted a lifestyle that was far beyond what her bank account could provide. So, she learned how to budget. And, in her blog she can help you to do the same.
Cardrates.com is primarily focused on the credit card finance side of things, but their alternative guides and platform reviews are a welcome addition to the mix. The world of credit cards and points programs really comes down to the details, so this gives them a very analytical frame of mind when it comes to reviewing alternative investment options. If the numbers don’t make sense, they’ll be sure to let you know.
A freelance writer turned finance expert, Miranda Marquit has learned to manage her resources wisely. In her blog, she helps readers do the same. Marquit’s blog has been mentioned in and linked to from USA Today, The Huffington Post, The San Francisco Chronicle, The New York Times, Consumerist, The Atlantic Wire, The Wall Street Journal, The Washington Post, and other publications.
Shannyn Allan made what she calls a $32,000 mistake. Like so many others who have taken on loans to finance education, Allan moved to Chicago to get her Master’s followed by her Ph.D. After graduating and coming to terms with her debt problem, she challenged herself to living on $800 a month in Chicago. She was creative out of necessity. Allan’s blog guides readers on how to live on their budgets—offering tips for everything from pets to home décor to weddings and skincare. Her blog focuses on how to make living frugally beautiful, without the big bill.
With no financial credentials other than a clean bill of finances and one college economics course, blog author “Ninja” loves finance. He wants to educate readers and help them feel powerful in their financial situations, whether they are wanting to tackle student loans, save for a house, or something else.
A Certified Financial Planner and award-winning personal finance author and speaker, Liz Weston discusses the fine print of finance in her Ask Liz Weston blog. Topics the details of the marriage tax penalty, or how to really get car insurance quotes online. Weston is committed to helping readers use their money more wisely in order to achieve their financial and personal goals. Weston writes for NerdWallet and her question-and-answer column “Money Talk” appears in newspapers throughout the country, including the Los Angeles Times, the San Diego Union-Tribune, Palm Beach Post, the Portland Oregonian and others.
12-year old Ben Edwards left a Nintendo gaming system on a check-out counter one Black Friday after Thanksgiving long ago, walking out of that store with his $150. He decided to use the money to invest in Wal-Mart, which was trading for just $5 a share at the time. As he got older, he continued investing his extra money and his parents matched his investments dollar for dollar. Edwards’ investments would later help him buy an engagement ring, buy a house, fund his IRA, and more. Now he’s passionate about helping others to discover how to live more freely by ditching consumerism and growing their nest eggs through investments.
CPA, blogger, and CEO of FinCon, Philip Taylor discovered a side hustle that changed his life. And, he wants to help readers do the same. PT Money helps readers to identify a part-time business idea and scale it to change their lives and financial futures. PT Money challenges readers to think outside of their 9-5 and to be creative about how they can achieve financial freedom in a way that serves their own talents and passions.
Moolanomy offers a comprehensive 12 Step Guide to Financial Freedom and Personal Finance Success. Written by Pinyo Bhulipongsanon, an experienced wealth manager who has been featured in American Express Currency and U.S. News Money, Moolanomy digs deep into the management of its four pillars of personal finance: income, debt, expense, and assets .
Glen Craig is one of many who was once stuck in the paycheck-to-paycheck cycle. He found his way out of credit card debt and has since figured out how to grow his wealth. His blog, Free From Broke, is based on his personal journey and aims to make personal finance easy. For example, he offers 25 ideas for how to spend your income tax refund. Spoiler alert, he suggests that you pay off debt or put it into savings, not put a down payment on a new loan.
Becoming a doctor is a tale of success, especially from the outside looking in. But the large income associated with becoming a physician doesn’t always amount to financial freedom. Many new physicians graduate with student loans and adopt a lush lifestyle that matches their salary bracket. The Physician on Fire, as he calls himself and named his blog, is a former anesthesiologist who worked for only nine years before achieving financial freedom, retiring at 43. His goal is to help people who are much like he was, working with a high-income after a late start, coupled with educational debt.